• Virtual Accounts: Virtual cards are digital and each has a unique number. Although they are not physically distributed to customers, virtual cards can be used for transactions like payments and balance management.

• Physical Accounts: Physical cards are printed and have unique card numbers. These cards are designed to be distributed to specific customers and can be used physically. Physical cards can be used for both digital and in-person payments.

Both card types support secure payments, balance management, and loyalty programs within the Wallet system.